Facilitating financial transactions through more informed decisions
Customer applies for loans and other credit facilities offered by financial institutions
The bank or credit offering institution analyses the credit history of the customer by generating the customer's credit report from the CIB database
A good track record of the customer acts as a bridge for easier access to credit
The financial institutions refer to information on the customer credit report for decision making
The financial institutions refer to information on the customer credit report for decision making
A good track record of the customer acts as a bridge for easier access to credit
Enhances access to finance by providing transparent and dynamic information sharing network.
Reduces the turnaround time for financial approvals.
Provides favorable financing terms making the credit more affordable.
Acts as a self assessment tool to both the MSMEs and individuals by giving access to their own credit report , which will minimize the default rate.
Reduces the turnaround time for financial approvals.
Facilitation of confident and informed credit decision making.
Provision of risk management mechanism to enable credit grantors to mitigate risk and ensure business profitability.
Improved monitoring and management of MSME portfolio.
Having a good credit history will enable easy access to finance in the future since lenders rely on the credit report issued by CIB in their decision making process.
We have now released the self inquiry service to the public. You can get your first report every year for FREE! Click here to get started!
Or download and email the self inquiry application form along with the required documents.
We have now released the self inquiry service to the public. You can get your first report every year for FREE! Click here to get started!
Or download and email the self inquiry application form along with the required documents.
Your self-inquiry report can help you:
▢ Understand your credit history. Download Guides Here
▢ Learn how Improve your credit history
▢ Raise a dispute if you find any issues with your report
This is a factual record of a borrower’s credit payment history compiled from information received from different credit grantors. Its purpose is to help credit grantors in making informed lending decisions and facilitating timely finance to the borrowers.
A Self Inquiry Report is a report generated by an individual or a corporate entity on self in order to identify their credit standing. Its purpose also highlights the fact that each individual requires the right to contest any errors that may arise in the credit reports.
This feature will enable the individuals and corporate entities to raise disputes on the reports generated by the credit bureau if any errors may occur in them. Subsequently, enabling MMA to mitigate complaints of the same category.